How We Protect You

CardValet app for Debit Cards


CardValet allows you to turn your debit card "on" or "off" anytime. When they’re “off”…no one can use your cards. Turn them “on” when you’re ready to use them:

  • Helps safeguard your cards from fraud

  • Lets you define areas where your card can be used

  • Limit purchase by the type of merchant 

  • Set limits on the dollar amount

Instantly change your settings, giving you complete control over your debit card.

Simply Download the CardValet App from the Google Play Store, or Apple App Store

Debit Card Fraud Alerts


Introducing Two-Way Text Alerts.

Using your Sunlight Federal Credit Union card is simple. Now, fraud monitoring is just as seamless.

  • Our fraud monitoring network watches for suspicious or unusual transactions

  • If a suspicious transaction appears on your card, you'll receive a text asking if it's legitimate

  • Text back to confirm or deny the transaction

  • Simple, quick and easy

  • You will become automatically enrolled once you activate your card.

  • Make sure Sunlight has the current cell phone number for each card holder so you can get these alerts.

Secure Browsing & Encryption

Sunlight uses special encryption to safeguard personal information such as your user name, password, and account information. The procedural safeguards we use are compliant with federal standards. Always make sure to check your search bar to ensure your information is encrypted.

Information is encrypted when the URL starts with https:// and a lock symbol is shown in the browser. 

Online Banking Automatic Log Off

Sunlight will automatically log you off from your Online Banking session after a period of inactivity. We do this to reduce the risk of unauthorized individuals accessing your account when your computer or mobile device is unattended. As a best practice, we recommend always manually logging off prior to leaving your computer or mobile device. 

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Unauthorized Access to member accounts is prohibited.

* All 3rd Party websites are not owned or controlled by Sunlight Federal Credit Union (SFCU).

SFCU is not responsible for the availability, content, or security of these linked sites.