What is a health savings account
A Health Savings Account (HSA) is a special savings account that lets you set aside money tax-free to pay for qualified medical expenses. It’s available to individuals with a high-deductible health plan and helps you save for current and future healthcare costs. The funds roll over each year and stay with you, even if you change jobs or insurance plans.
2026 Rates & Contributions
| Description | Dividend Rate | APY |
|---|---|---|
| Health Savings Account | 0.15% | 0.15% |
| Description | Single | Family |
|---|---|---|
| Contribution | $4,400 | $8,750 |
| Catch Up | $5,150 | $9,300 |
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