What is a Personal Loan?
A personal loan is a way to borrow money, with or without collateral, for personal expenses. This is a great way to consolidate high-interest loans or credit card debt, pay for home improvement projects, or head out on vacation without a worry.
| Description | Annual Percentage Rate (APR) |
|---|---|
| Unsecured | 11.74% |
Unsecured Loans
An unsecured loan is a way to borrow money without using collateral. Sunlight’s unsecured loans offer:
- Quick approvals
- Competitive rates and minimal fees
- Flexible terms to meet your goals
| Description | Annual Percentage Rate APR as low as |
|---|---|
| Share/Certificate Secured | 1.15% |
Share/Certificate Secured Loans
A share or certificate secured loan is a way to borrow money using your savings account or share certificate. This is a great way to build credit, make a purchase while retaining your savings, and continue to earn dividends on your deposits. Sunlight’s share/certificate secured loans offer:
- Quick approvals with no credit check
- Competitive rates and no fees
- Flexible terms to keep payments within your budget
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