We have received reports of Members receiving phone calls from our local branch, identifying themselves as Sunlight and inquiring about account details, transactional activity and card information.

Please be aware of the scam and these phishing/fraud attempts. Please do not share information or click email/text links. Report this activity immediately to your local branch.

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Share Certificates

 

Share Certificates
Effective Date: 09/03/2025
$500 minimum deposit except Youth CD and Jumbo CDs. Youth CD is $100 deposit. Jumbos are $50,000 minimum (New Money Only).
TermDividend RateAPYEarly Withdrawal Penalty
3 Month CD 3.00% 3.04% 90 Days Interest
6 Month CD 3.00% 3.04% 90 Days Interest
9 Month CD 3.00% 3.04% 90 Days Interest
1 Year CD 3.25% 3.30% 180 Days Interest
18 Month CD 3.00% 3.04% 180 Days Interest
2 Year CD 3.00% 3.04% 180 Days Interest
30 Month CD 3.00% 3.04% 180 Days Interest
3 Year CD 2.75% 2.78% 180 Days Interest
4 Year CD 2.75% 2.78% 180 Days Interest
5 Year CD 2.75% 2.78% 180 Days Interest
6 Month Youth CD 16.00% 17.23% 90 Days Interest
$500 minimum deposit on all except Youth Certificate. Youth is $100 deposit.

Penalties may be assessed for early withdrawal.