| Term | Dividend Rate | APY | Early Withdrawal Penalty |
|---|---|---|---|
| 3 Month CD | 3.00% | 3.04% | 90 Days Interest |
| 6 Month CD | 3.00% | 3.04% | 90 Days Interest |
| 9 Month CD | 3.00% | 3.04% | 90 Days Interest |
| 1 Year CD | 3.25% | 3.30% | 180 Days Interest |
| 18 Month CD | 3.00% | 3.04% | 180 Days Interest |
| 2 Year CD | 3.00% | 3.04% | 180 Days Interest |
| 30 Month CD | 3.00% | 3.04% | 180 Days Interest |
| 3 Year CD | 2.75% | 2.78% | 180 Days Interest |
| 4 Year CD | 2.75% | 2.78% | 180 Days Interest |
| 5 Year CD | 2.75% | 2.78% | 180 Days Interest |
| 6 Month Youth CD | 16.00% | 17.23% | 90 Days Interest |
| $500 minimum deposit on all except Youth Certificate. Youth is $100 deposit. | |||
Penalties may be assessed for early withdrawal.
