You’re at the dealership, excited about your new truck, and take the dealer’s easy financing to get on the road quickly.
But a few months later, you look at your statement and realize you’re paying way too much. Maybe the interest rate is higher than you expected, or the monthly payment is putting a real squeeze on your grocery budget.
If you’re feeling “dealer regret,” you don’t have to be stuck! Talk to Sunlight Federal Credit Union today about bringing your loan home.
What is Auto Refinancing?
Refinancing is just a fancy way of saying you’re replacing your current loan with a new, better one. We pay off your old loan at the bank or dealership, and from then on, you make your payments to Sunlight FCU at terms that are personalized for you.
Why Refinance with Sunlight FCU?
As a member-owned, not-for-profit credit union, we aren’t looking to profit from high interest rates. We’re looking to keep more money in your wallet. Here’s why it makes sense to switch:
Lower Your Interest Rate. If your credit has improved since you purchased the car, or if the dealer gave you a raw deal, reduce your rate. Even a couple of percentage points can save you thousands of dollars over the life of the loan.
Lower Your Monthly Payment. By lowering your rate or adjusting the length of your loan, we can help drop that monthly payment to something that doesn’t feel like such a burden.
Skip a Payment. When you refinance with us, you often get a “breather” month where you don’t have to make a payment while the paperwork settles. That’s a little extra cash in your pocket for whatever you need.
A Relationship You Can Trust
When you move your loan to Sunlight FCU, you aren’t just a number in a database. You’re a member of a Wyoming-based credit union that values trust and a handshake. If you ever have questions or run into a rough patch, you can walk into a branch and talk to a real person who knows your name.
How Do You Get Started?
It’s a lot easier than you think, and you don’t even have to talk to your current lender. Just bring us your current loan statement and your vehicle’s information. We’ll do the math and show you exactly how much you can save.
Ready to stop overpaying? Bring your loan to Sunlight FCU and start saving today. Apply online or visit us now.
