Join Sunlight Federal Credit Union for its Annual Meeting at 5:30pm on March 20, 2026 at the Ramada Plaza in Sheridan WY.

There will be up to 3 Board of Director positions up for election. All nominations for the Board

come from the Nomination Committee or by petition. Nominations by petition must be signed

by a minimum of 87 qualified voting-age Sunlight Federal Credit Union members.

For more information or to purchase tickets, contact Sunlight at (307) 586-1799.

All Sunlight branches will be closed Monday February 16th in observance of Presidents' Day

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Save Money with Sunlight

We offer many different products to save, or invest your money. Sunlight has competitive rates that will make your money work for you.

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Lost or Stole Card?

If you misplace your debit or ATM card, you can now temporarily freeze it from the website or mobile app. No one will be able to use it while it is frozen.

You can even reorder a new one witha click of a button.

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Our Mission

Sunlight Federal Credit Union's mission is to be the credit union of choice in the rural mountain west. We aim to be the preferred service provider for all members, serving our communities with western values.

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[Knowledgebase Home]

What is a Certificate of Deposit?

A Certificate of Deposit (CD) is a savings certificate entitling the bearer to receive interest. A CD bears a maturity date, a specified fixed interest rate and can be issued in any denomination. When you open a CD, your money is on deposit for a specific time period. For agreeing to keep it on deposit for a specified time period, you earn more than you would in a regular savings account. If you cash it in before its maturity date, you pay a penalty.

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