Be aware that people are calling members and claiming to be employees of Sunlight FCU or law enforcement to get account information. If you are not sure of the person you are talking to don't give out any information. Hang up and call your local branch number directly.

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Health Savings Accounts


"Health Savings Accounts (HSAs) were created in 2003 so that individuals covered by high-deductible health plans could receive tax-preferred treatment of money saved for medical expenses.  Generally, an adult who is covered by a high-deductible health plan (and has no other first-dollar coverage) may establish an HSA."



Health Savings Account
Effective Date: December 08, 2014
Health Savings Account 0.15% 0.15%



HSA Contribution
Effective Date: 2020
*Catch Up Limit is for those individuals over age 55
Contribution $3,550 $7,100
*Catch Up $4,500 $8,100


Taxes and penalties may be assessed by the IRS for withdrawal for non-medical purposes. Overdraft fees may be assessed when applicable.