Savings Accounts

 

Primary Share

With a minimum deposit of only $25, you can open a dividend-earning Savings (Share) Account* and become a member of Sunlight Federal Credit Union. Your Share Account will earn a dividend rate that will be paid to you monthly. You will receive a quarterly statement detailing the transactions you made to your account during that period.

*Dividends are paid on Primary Share accounts that have a daily balance of $50 or more. If the account drops below $50 during the month, the interest will be prorated.

 

Money Market

Features:

• Members may make up to six transfers or withdrawals per calendar month
• Must have minimum balance of $2,500 to earn dividends
• Minimum of $500 to open a Money Market Account

Benefits:

• Earns higher dividends with competitive rates
• Allows easy deposits and withdrawals
• Federally insured by NCUA up to $250,000
• Dividends paid monthly

 

Christmas Club

What Is a Christmas Club?

A Christmas club is a type of savings account in which people make routine deposits throughout the year. The accumulated savings are then withdrawn before the holiday season to provide funds for Christmas shopping and other holiday expenses, like travel.

 

Overdraft fees, Insufficient Funds fees, or other fees may reduce the earnings on the accounts listed above.