We are upgrading our system

All Sunlight branches will be closed Oct. 1st - Oct. 4th.

We will reopen on Oct. 5th.

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Secured and Unsecured Loans

Cash / Share Secured Loan

Effective Date 11/07/2019
Rate Share Rates CD Rates
2% over the deposit accounts interest rate Click for Current Rates Click for Current Rates


A Cash / Share Secured loan is essentially a way for you to borrow, using your own savings, or CD as the collateral. Instead of using all your savings to make a purchase, thus losing out on all future dividends and your emergency safety net, you’re borrowing against that sum while your money stays in your account. 



Unsecured Loan
Effective Date: 11/07/2019
DescriptionAPR as low as*Max AmountMax Term
Unsecured Loan 10.50% $7,500 24 Months


An unsecured loan is a type of loan issued and supported only by the borrower’s creditworthiness, rather than by any type of collateral. Unsecured loans—sometimes referred to as signature loans—are approved without the use of property or other assets as collateral.


*APR=Annual Percentage Rate. Rates subject to change at any time and based on approved credit.