|Rate||Share Rates||CD Rates|
|1% over the deposit accounts interest rate||Click for Current Rates||Click for Current Rates|
A Cash / Share Secured loan is essentially a way for you to borrow, using your own savings, or CD as the collateral. Instead of using all your savings to make a purchase, thus losing out on all future dividends and your emergency safety net, you’re borrowing against that sum while your money stays in your account.
|Description||APR as low as*|
|Unsecured Loan||9.99% WAC*|
An unsecured loan is a type of loan issued and supported only by the borrower’s creditworthiness, rather than by any type of collateral. Unsecured loans—sometimes referred to as signature loans—are approved without the use of property or other assets as collateral.
*APR=Annual Percentage Rate. Rates subject to change at any time and based on approved credit.
*WAC=With Approved Credit